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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,563 | $110,240-42.3% | $96,544-34.2% | $139,487-54.4% |
| Participation rate | 60.0% | 78.1%-18.1pp | 76.0%-16.0pp | 80.3%-20.3pp |
| Annual return | 19.15% | 26.41%-7.3pp | 25.88%-6.7pp | 373.84%-354.7pp |
| Employer contribution / active EE | $1,729 | $3,622-52.3% | $2,966-41.7% | $4,755-63.6% |
| Participant deferral / active EE | $3,026 | $5,549-45.5% | $4,851-37.6% | $6,713-54.9% |
| Admin fee / account holder | $2,380 | $11,602-79.5% | $8,254-71.2% | $11,407-79.1% |