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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,380 | $100,811-54.0% | $86,698-46.5% | $134,545-65.5% |
| Participation rate | 55.6% | 79.0%-23.4pp | 76.6%-21.0pp | 81.2%-25.7pp |
| Annual return | -3.57% | 29.11%-32.7pp | 35.96%-39.5pp | 418.37%-421.9pp |
| Employer contribution / active EE | $1,927 | $3,490-44.8% | $2,837-32.1% | $4,742-59.4% |
| Participant deferral / active EE | $3,385 | $5,339-36.6% | $4,656-27.3% | $6,401-47.1% |
| Admin fee / account holder | $4,252 | $10,926-61.1% | $7,492-43.2% | $11,431-62.8% |