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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,769 | $124,346-68.8% | $111,308-65.2% | $167,536-76.9% |
| Participation rate | 68.4% | 79.6%-11.2pp | 77.3%-8.9pp | 82.1%-13.7pp |
| Annual return | 16.60% | 37.45%-20.8pp | 54.67%-38.1pp | 478.82%-462.2pp |
| Employer contribution / active EE | $1,933 | $3,437-43.8% | $2,732-29.3% | $4,839-60.1% |
| Participant deferral / active EE | $3,290 | $5,182-36.5% | $4,487-26.7% | $6,342-48.1% |
| Admin fee / account holder | $372 | $10,621-96.5% | $7,965-95.3% | $12,315-97.0% |