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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,768 | $112,131-66.3% | $95,964-60.6% | $158,982-76.2% |
| Participation rate | 60.0% | 79.0%-19.0pp | 77.1%-17.1pp | 82.0%-22.0pp |
| Annual return | 32.07% | 171.19%-139.1pp | 91.64%-59.6pp | 302.99%-270.9pp |
| Employer contribution / active EE | $1,704 | $3,199-46.7% | $2,541-33.0% | $4,763-64.2% |
| Participant deferral / active EE | $3,154 | $4,784-34.1% | $4,167-24.3% | $5,983-47.3% |
| Admin fee / account holder | $1,615 | $10,136-84.1% | $6,797-76.2% | $11,252-85.6% |