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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,216 | $106,001-20.6% | $92,235-8.7% | $147,585-42.9% |
| Participation rate | 100.0% | 80.4%+19.6pp | 76.5%+23.5pp | 82.8%+17.2pp |
| Annual return | 17.79% | 50.05%-32.3pp | 176.28%-158.5pp | 578.56%-560.8pp |
| Employer contribution / active EE | $21,327 | $4,333+392.2% | $3,679+479.6% | $4,876+337.4% |
| Participant deferral / active EE | $5,447 | $4,478+21.6% | $3,897+39.8% | $5,439+0.1% |
| Admin fee / account holder | $841 | $6,332-86.7% | $5,194-83.8% | $10,885-92.3% |