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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,046 | $124,330+60.1% | $109,173+82.3% | $167,536+18.8% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 12.23% | 26.04%-13.8pp | 25.75%-13.5pp | 478.82%-466.6pp |
| Employer contribution / active EE | $11,627 | $4,209+176.2% | $3,723+212.3% | $4,839+140.3% |
| Participant deferral / active EE | $7,770 | $5,256+47.8% | $4,654+67.0% | $6,342+22.5% |
| Admin fee / account holder | $26,019 | $7,974+226.3% | $6,755+285.2% | $12,315+111.3% |