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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,314 | $99,345+5.0% | $84,753+23.1% | $273,972-61.9% |
| Participation rate | 50.0% | 80.7%-30.7pp | 76.6%-26.6pp | 83.0%-33.0pp |
| Annual return | 13.45% | 22.93%-9.5pp | 22.78%-9.3pp | 41.46%-28.0pp |
| Employer contribution / active EE | $28,782 | $4,214+583.0% | $3,574+705.2% | $4,869+491.2% |
| Participant deferral / active EE | $4,823 | $4,270+13.0% | $3,712+29.9% | $5,287-8.8% |
| Admin fee / account holder | $43,705 | $6,645+557.7% | $5,333+719.5% | $10,133+331.3% |