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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,616 | $106,247+109.5% | $96,515+130.7% | $139,466+59.6% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 17.50% | 38.47%-21.0pp | 35.73%-18.2pp | 373.66%-356.2pp |
| Employer contribution / active EE | $6,562 | $4,106+59.8% | $3,740+75.5% | $4,754+38.0% |
| Participant deferral / active EE | $6,989 | $5,456+28.1% | $4,880+43.2% | $6,712+4.1% |
| Admin fee / account holder | $968 | $7,885-87.7% | $6,735-85.6% | $11,409-91.5% |