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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,845 | $115,814+44.1% | $101,275+64.7% | $158,982+4.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 11.43% | 56.16%-44.7pp | 46.48%-35.1pp | 302.99%-291.6pp |
| Employer contribution / active EE | $8,626 | $4,176+106.6% | $3,660+135.7% | $4,763+81.1% |
| Participant deferral / active EE | $5,977 | $4,958+20.6% | $4,371+36.8% | $5,983-0.1% |
| Admin fee / account holder | $1,632 | $7,249-77.5% | $5,948-72.6% | $11,252-85.5% |