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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,720 | $107,368-0.6% | $92,915+14.9% | $152,909-30.2% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 20.34% | 145.64%-125.3pp | 109.45%-89.1pp | 345.46%-325.1pp |
| Employer contribution / active EE | $8,076 | $4,222+91.3% | $3,653+121.0% | $4,764+69.5% |
| Participant deferral / active EE | $4,619 | $4,848-4.7% | $4,238+9.0% | $5,851-21.1% |
| Admin fee / account holder | $9,377 | $7,082+32.4% | $5,796+61.8% | $11,601-19.2% |