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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,177 | $99,341+41.1% | $84,750+65.4% | $273,965-48.8% |
| Participation rate | 75.0% | 80.7%-5.7pp | 76.6%-1.6pp | 83.0%-8.0pp |
| Annual return | -1.79% | 22.93%-24.7pp | 22.78%-24.6pp | 41.45%-43.2pp |
| Employer contribution / active EE | $1,653 | $4,214-60.8% | $3,574-53.7% | $4,869-66.0% |
| Participant deferral / active EE | $5,400 | $4,269+26.5% | $3,712+45.5% | $5,287+2.1% |
| Admin fee / account holder | $36,561 | $6,644+450.3% | $5,332+585.7% | $10,132+260.8% |