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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,572 | $124,330+37.2% | $109,173+56.2% | $167,536+1.8% |
| Participation rate | 81.3% | 79.5%+1.8pp | 75.9%+5.4pp | 82.1%-0.9pp |
| Annual return | 52.49% | 26.04%+26.4pp | 25.75%+26.7pp | 478.82%-426.3pp |
| Employer contribution / active EE | $2,489 | $4,209-40.9% | $3,723-33.2% | $4,839-48.6% |
| Participant deferral / active EE | $3,825 | $5,256-27.2% | $4,654-17.8% | $6,342-39.7% |
| Admin fee / account holder | $2,565 | $7,974-67.8% | $6,755-62.0% | $12,315-79.2% |