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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,140 | $133,998+21.0% | $112,263+44.4% | $134,545+20.5% |
| Participation rate | 87.5% | 78.6%+8.9pp | 75.1%+12.4pp | 81.2%+6.3pp |
| Annual return | -1.01% | 47.17%-48.2pp | 27.49%-28.5pp | 418.37%-419.4pp |
| Employer contribution / active EE | $1,995 | $4,040-50.6% | $3,636-45.1% | $4,742-57.9% |
| Participant deferral / active EE | $3,755 | $5,292-29.0% | $4,729-20.6% | $6,401-41.3% |
| Admin fee / account holder | $2,195 | $7,493-70.7% | $6,410-65.8% | $11,431-80.8% |