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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,078 | $106,280-47.2% | $96,538-41.9% | $139,487-59.8% |
| Participation rate | 84.2% | 77.8%+6.4pp | 74.3%+9.9pp | 80.3%+3.9pp |
| Annual return | -2.67% | 38.48%-41.1pp | 35.74%-38.4pp | 373.84%-376.5pp |
| Employer contribution / active EE | $1,419 | $4,107-65.4% | $3,740-62.1% | $4,755-70.1% |
| Participant deferral / active EE | $4,032 | $5,457-26.1% | $4,880-17.4% | $6,713-39.9% |
| Admin fee / account holder | $90,256 | $7,888+1044.2% | $6,737+1239.6% | $11,407+691.2% |