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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,978 | $107,368+33.2% | $92,915+53.9% | $152,909-6.5% |
| Participation rate | 81.8% | 79.8%+2.0pp | 76.0%+5.8pp | 82.5%-0.6pp |
| Annual return | 2.48% | 145.64%-143.2pp | 109.45%-107.0pp | 345.46%-343.0pp |
| Employer contribution / active EE | $2,562 | $4,222-39.3% | $3,653-29.9% | $4,764-46.2% |
| Participant deferral / active EE | $6,054 | $4,848+24.9% | $4,238+42.8% | $5,851+3.5% |
| Admin fee / account holder | $13,415 | $7,082+89.4% | $5,796+131.5% | $11,601+15.6% |