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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,188 | $115,814+17.6% | $101,275+34.5% | $158,982-14.3% |
| Participation rate | 76.9% | 79.4%-2.4pp | 75.8%+1.1pp | 82.0%-5.0pp |
| Annual return | -0.15% | 56.16%-56.3pp | 46.48%-46.6pp | 302.99%-303.1pp |
| Employer contribution / active EE | $2,270 | $4,176-45.6% | $3,660-38.0% | $4,763-52.3% |
| Participant deferral / active EE | $5,325 | $4,958+7.4% | $4,371+21.8% | $5,983-11.0% |
| Admin fee / account holder | $2,994 | $7,249-58.7% | $5,948-49.7% | $11,252-73.4% |