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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,356 | $93,345+83.6% | $119,126+43.8% | $87,485+95.9% |
| Participation rate | 95.3% | 68.7%+26.6pp | 75.8%+19.6pp | 68.9%+26.4pp |
| Annual return | 15.06% | 19.08%-4.0pp | 282.11%-267.0pp | 26.06%-11.0pp |
| Employer contribution / active EE | $7,500 | $3,172+136.5% | $4,034+85.9% | $2,596+188.9% |
| Participant deferral / active EE | $8,335 | $4,099+103.4% | $5,318+56.7% | $4,274+95.0% |
| Admin fee / account holder | $722 | $8,039-91.0% | $10,693-93.3% | $7,775-90.7% |