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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,328 | $72,273+170.3% | $101,275+92.9% | $79,856+144.6% |
| Participation rate | 97.4% | 68.5%+29.0pp | 75.8%+21.6pp | 69.6%+27.8pp |
| Annual return | 6.36% | 22.30%-15.9pp | 46.48%-40.1pp | 31.71%-25.4pp |
| Employer contribution / active EE | $7,716 | $2,691+186.7% | $3,660+110.8% | $2,471+212.2% |
| Participant deferral / active EE | $9,624 | $3,282+193.3% | $4,371+120.2% | $3,741+157.3% |
| Admin fee / account holder | $8,188 | $4,401+86.0% | $5,948+37.7% | $5,306+54.3% |