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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,635 | $124,314+89.5% | $109,163+115.9% | $167,518+40.7% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 34.02% | 26.04%+8.0pp | 25.75%+8.3pp | 478.71%-444.7pp |
| Employer contribution / active EE | $75,722 | $4,209+1699.2% | $3,723+1934.2% | $4,838+1465.0% |
| Participant deferral / active EE | $94,400 | $5,256+1695.9% | $4,654+1928.4% | $6,342+1388.5% |
| Admin fee / account holder | $9,351 | $7,973+17.3% | $6,754+38.5% | $12,312-24.1% |