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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,254 | $73,978+128.8% | $96,515+75.4% | $75,173+125.2% |
| Participation rate | 98.3% | 66.4%+31.9pp | 74.3%+24.0pp | 67.2%+31.1pp |
| Annual return | 5.25% | 26.72%-21.5pp | 35.73%-30.5pp | 160.72%-155.5pp |
| Employer contribution / active EE | $7,278 | $2,931+148.3% | $3,740+94.6% | $2,671+172.5% |
| Participant deferral / active EE | $8,658 | $3,660+136.6% | $4,880+77.4% | $4,126+109.8% |
| Admin fee / account holder | $6,537 | $5,219+25.3% | $6,735-2.9% | $5,651+15.7% |