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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,188 | $56,894+215.0% | $84,753+111.4% | $62,881+185.0% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 2.01% | 6.30%-4.3pp | 22.78%-20.8pp | 20.14%-18.1pp |
| Employer contribution / active EE | $6,644 | $2,400+176.8% | $3,574+85.9% | $2,281+191.3% |
| Participant deferral / active EE | $6,753 | $2,709+149.3% | $3,712+81.9% | $3,203+110.8% |
| Admin fee / account holder | $4,259 | $3,581+18.9% | $5,333-20.1% | $4,296-0.9% |