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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,088 | $106,864+376.4% | $147,318+245.6% | $82,637+516.1% |
| Participation rate | 81.3% | 75.5%+5.7pp | 82.1%-0.8pp | 68.1%+13.2pp |
| Annual return | 16.85% | 27.49%-10.6pp | 70.43%-53.6pp | 53.51%-36.7pp |
| Employer contribution / active EE | $4,620 | $3,417+35.2% | $4,593+0.6% | $2,552+81.0% |
| Participant deferral / active EE | $13,091 | $6,496+101.5% | $7,906+65.6% | $4,126+217.3% |
| Admin fee / account holder | $22,587 | $8,415+168.4% | $13,708+64.8% | $7,339+207.8% |