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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,004 | $102,393+343.4% | $147,041+208.8% | $80,911+461.1% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.2pp | 67.6%+15.7pp |
| Annual return | 17.05% | 134.95%-117.9pp | 419.21%-402.2pp | 35.63%-18.6pp |
| Employer contribution / active EE | $4,529 | $3,715+21.9% | $4,935-8.2% | $2,756+64.3% |
| Participant deferral / active EE | $12,415 | $6,647+86.8% | $8,071+53.8% | $4,297+188.9% |
| Admin fee / account holder | $3,010 | $7,943-62.1% | $13,006-76.9% | $6,935-56.6% |