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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,004 | $102,429+343.2% | $147,096+208.6% | $80,925+461.0% |
| Participation rate | 83.3% | 75.9%+7.5pp | 82.2%+1.2pp | 67.7%+15.7pp |
| Annual return | 17.05% | 135.02%-118.0pp | 419.75%-402.7pp | 35.65%-18.6pp |
| Employer contribution / active EE | $4,529 | $3,716+21.9% | $4,936-8.3% | $2,756+64.3% |
| Participant deferral / active EE | $12,415 | $6,649+86.7% | $8,071+53.8% | $4,299+188.8% |
| Admin fee / account holder | $3,010 | $7,957-62.2% | $13,005-76.9% | $6,940-56.6% |