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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,799 | $98,776+216.7% | $149,745+108.9% | $79,856+291.7% |
| Participation rate | 82.8% | 75.8%+7.0pp | 82.5%+0.3pp | 69.6%+13.1pp |
| Annual return | 14.86% | 27.38%-12.5pp | 276.72%-261.9pp | 31.71%-16.8pp |
| Employer contribution / active EE | $3,579 | $3,217+11.2% | $4,646-23.0% | $2,471+44.8% |
| Participant deferral / active EE | $9,088 | $5,681+60.0% | $6,843+32.8% | $3,741+143.0% |
| Admin fee / account holder | $36,791 | $6,053+507.8% | $9,312+295.1% | $5,306+593.3% |