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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $342,614 | $105,200+225.7% | $159,474+114.8% | $85,847+299.1% |
| Participation rate | 86.2% | 75.8%+10.4pp | 82.8%+3.4pp | 69.3%+16.9pp |
| Annual return | 16.74% | 45.08%-28.3pp | 263.68%-246.9pp | 318.61%-301.9pp |
| Employer contribution / active EE | $3,965 | $3,319+19.5% | $4,831-17.9% | $2,565+54.6% |
| Participant deferral / active EE | $10,220 | $5,946+71.9% | $7,353+39.0% | $3,952+158.6% |
| Admin fee / account holder | $469 | $6,934-93.2% | $10,802-95.7% | $6,261-92.5% |