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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,920 | $93,598+315.5% | $135,974+186.0% | $75,173+417.4% |
| Participation rate | 88.5% | 75.2%+13.3pp | 81.9%+6.5pp | 67.2%+21.3pp |
| Annual return | 20.68% | 30.89%-10.2pp | 68.30%-47.6pp | 160.72%-140.0pp |
| Employer contribution / active EE | $4,523 | $3,538+27.9% | $4,859-6.9% | $2,671+69.4% |
| Participant deferral / active EE | $12,779 | $6,405+99.5% | $7,760+64.7% | $4,126+209.7% |
| Admin fee / account holder | $4,885 | $6,978-30.0% | $10,767-54.6% | $5,651-13.6% |