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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,028 | $82,674+266.5% | $125,381+141.7% | $68,486+342.5% |
| Participation rate | 92.3% | 75.1%+17.3pp | 82.4%+9.9pp | 67.9%+24.4pp |
| Annual return | -18.43% | -5.97%-12.5pp | 572.31%-590.7pp | -7.85%-10.6pp |
| Employer contribution / active EE | $4,580 | $3,382+35.4% | $4,815-4.9% | $2,597+76.4% |
| Participant deferral / active EE | $12,688 | $6,111+107.6% | $7,448+70.4% | $4,028+215.0% |
| Admin fee / account holder | $802 | $6,277-87.2% | $10,007-92.0% | $5,404-85.2% |