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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,614 | $56,197+22.1% | $67,652+1.4% | $59,633+15.1% |
| Participation rate | 78.9% | 71.5%+7.5pp | 75.7%+3.3pp | 68.7%+10.3pp |
| Annual return | -1.01% | 18508.10%-18509.1pp | 6625.40%-6626.4pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $245 | $1,615-84.8% | $2,266-89.2% | $2,203-88.9% |
| Participant deferral / active EE | $1,609 | $2,844-43.4% | $3,560-54.8% | $3,192-49.6% |
| Admin fee / account holder | $14,430 | $3,958+264.6% | $4,821+199.3% | $4,297+235.8% |