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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,706 | $60,349+0.6% | $74,184-18.2% | $62,881-3.5% |
| Participation rate | 83.9% | 72.7%+11.2pp | 76.6%+7.3pp | 69.3%+14.6pp |
| Annual return | 6.50% | 21.38%-14.9pp | 17.74%-11.2pp | 20.14%-13.6pp |
| Employer contribution / active EE | $285 | $1,680-83.1% | $2,370-88.0% | $2,281-87.5% |
| Participant deferral / active EE | $1,603 | $2,856-43.9% | $3,550-54.8% | $3,203-49.9% |
| Admin fee / account holder | $12,054 | $4,261+182.9% | $5,586+115.8% | $4,296+180.6% |