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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,619 | $78,423-34.2% | $95,964-46.2% | $79,856-35.4% |
| Participation rate | 90.7% | 73.5%+17.2pp | 77.1%+13.7pp | 69.6%+21.1pp |
| Annual return | 9.15% | 19.37%-10.2pp | 91.64%-82.5pp | 31.71%-22.6pp |
| Employer contribution / active EE | $742 | $1,945-61.9% | $2,541-70.8% | $2,471-70.0% |
| Participant deferral / active EE | $2,684 | $3,440-22.0% | $4,167-35.6% | $3,741-28.3% |
| Admin fee / account holder | $22,038 | $5,622+292.0% | $6,797+224.2% | $5,306+315.3% |