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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,954 | $72,486-15.9% | $87,103-30.0% | $72,976-16.5% |
| Participation rate | 89.8% | 72.8%+17.0pp | 76.9%+13.0pp | 69.5%+20.3pp |
| Annual return | 19.85% | 24.46%-4.6pp | 28.19%-8.3pp | 81.02%-61.2pp |
| Employer contribution / active EE | $386 | $1,894-79.6% | $2,521-84.7% | $2,440-84.2% |
| Participant deferral / active EE | $2,456 | $3,270-24.9% | $4,049-39.3% | $3,608-31.9% |
| Admin fee / account holder | $3,674 | $5,055-27.3% | $7,491-51.0% | $5,124-28.3% |