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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,848 | $62,583+6.8% | $76,767-12.9% | $64,173+4.2% |
| Participation rate | 83.7% | 72.8%+10.9pp | 77.0%+6.7pp | 69.6%+14.1pp |
| Annual return | -4.25% | -1.95%-2.3pp | 2.43%-6.7pp | 7.63%-11.9pp |
| Employer contribution / active EE | $301 | $1,832-83.6% | $2,485-87.9% | $2,381-87.4% |
| Participant deferral / active EE | $1,751 | $3,145-44.3% | $3,852-54.5% | $3,470-49.5% |
| Admin fee / account holder | $9,870 | $4,667+111.5% | $6,675+47.9% | $4,887+101.9% |