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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,545 | $67,602+7.3% | $82,312-11.9% | $70,126+3.4% |
| Participation rate | 82.1% | 72.8%+9.4pp | 76.9%+5.2pp | 69.5%+12.6pp |
| Annual return | 14.73% | 21.57%-6.8pp | 25.88%-11.1pp | 73.15%-58.4pp |
| Employer contribution / active EE | $275 | $1,755-84.4% | $2,428-88.7% | $2,343-88.3% |
| Participant deferral / active EE | $1,533 | $2,987-48.7% | $3,706-58.6% | $3,332-54.0% |
| Admin fee / account holder | $2,492 | $4,512-44.8% | $5,608-55.6% | $4,645-46.4% |