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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,601 | $76,407-18.1% | $150,298-58.3% | $82,448-24.1% |
| Participation rate | 58.3% | 66.4%-8.1pp | 77.8%-19.4pp | 68.1%-9.7pp |
| Annual return | 16.89% | 39.99%-23.1pp | 62.79%-45.9pp | 41.64%-24.7pp |
| Employer contribution / active EE | $1,372 | $2,614-47.5% | $4,154-67.0% | $2,551-46.2% |
| Participant deferral / active EE | $2,693 | $3,214-16.2% | $5,453-50.6% | $4,139-34.9% |
| Admin fee / account holder | $4,387 | $6,352-30.9% | $14,116-68.9% | $7,234-39.4% |