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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,232 | $81,358-43.2% | $155,556-70.3% | $80,959-42.9% |
| Participation rate | 61.1% | 66.3%-5.2pp | 78.2%-17.1pp | 67.7%-6.6pp |
| Annual return | 12.39% | 33.39%-21.0pp | 64.84%-52.4pp | 35.67%-23.3pp |
| Employer contribution / active EE | $1,359 | $3,106-56.2% | $4,675-70.9% | $2,757-50.7% |
| Participant deferral / active EE | $2,160 | $3,455-37.5% | $5,631-61.6% | $4,300-49.8% |
| Admin fee / account holder | $2,549 | $7,994-68.1% | $15,885-84.0% | $6,925-63.2% |