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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,430 | $73,848-60.1% | $143,799-79.5% | $68,486-57.0% |
| Participation rate | 62.8% | 66.7%-3.9pp | 80.3%-17.5pp | 67.9%-5.1pp |
| Annual return | -17.41% | 0.91%-18.3pp | -0.04%-17.4pp | -7.85%-9.6pp |
| Employer contribution / active EE | $1,346 | $3,184-57.7% | $4,952-72.8% | $2,597-48.2% |
| Participant deferral / active EE | $2,033 | $3,385-39.9% | $5,638-63.9% | $4,028-49.5% |
| Admin fee / account holder | $428 | $5,755-92.6% | $14,677-97.1% | $5,404-92.1% |