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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,270 | $84,236-80.7% | $170,435-90.5% | $70,126-76.8% |
| Participation rate | 71.0% | 70.8%+0.1pp | 83.6%-12.6pp | 69.5%+1.4pp |
| Annual return | 21.34% | 23.06%-1.7pp | 205.94%-184.6pp | 73.15%-51.8pp |
| Employer contribution / active EE | $1,449 | $3,387-57.2% | $5,432-73.3% | $2,343-38.1% |
| Participant deferral / active EE | $1,995 | $3,086-35.3% | $4,939-59.6% | $3,332-40.1% |
| Admin fee / account holder | $714 | $5,698-87.5% | $13,881-94.9% | $4,645-84.6% |