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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,769 | $85,171-74.4% | $172,752-87.4% | $72,975-70.2% |
| Participation rate | 57.5% | 70.1%-12.6pp | 82.6%-25.1pp | 69.5%-12.0pp |
| Annual return | 23.21% | 27.32%-4.1pp | 802.97%-779.8pp | 81.01%-57.8pp |
| Employer contribution / active EE | $1,277 | $3,324-61.6% | $5,144-75.2% | $2,440-47.7% |
| Participant deferral / active EE | $1,897 | $3,260-41.8% | $5,198-63.5% | $3,608-47.4% |
| Admin fee / account holder | $101 | $5,880-98.3% | $13,955-99.3% | $5,124-98.0% |