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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,601 | $75,541-17.1% | $152,093-58.8% | $82,637-24.2% |
| Participation rate | 58.3% | 66.5%-8.2pp | 77.8%-19.4pp | 68.1%-9.7pp |
| Annual return | 16.89% | 32.56%-15.7pp | 66.36%-49.5pp | 53.51%-36.6pp |
| Employer contribution / active EE | $1,372 | $2,622-47.7% | $4,175-67.1% | $2,552-46.2% |
| Participant deferral / active EE | $2,693 | $3,206-16.0% | $5,451-50.6% | $4,126-34.7% |
| Admin fee / account holder | $4,387 | $6,405-31.5% | $14,497-69.7% | $7,339-40.2% |