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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $264,945 | $135,956+94.9% | $123,894+113.8% | $273,972-3.3% |
| Participation rate | 95.0% | 84.1%+10.9pp | 81.4%+13.6pp | 83.0%+12.0pp |
| Annual return | -1.09% | 56.63%-57.7pp | 47.52%-48.6pp | 41.46%-42.5pp |
| Employer contribution / active EE | $7,264 | $5,170+40.5% | $4,617+57.3% | $4,869+49.2% |
| Participant deferral / active EE | $10,507 | $6,343+65.7% | $5,984+75.6% | $5,287+98.7% |
| Admin fee / account holder | $2,072 | $9,817-78.9% | $8,357-75.2% | $10,133-79.6% |