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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,357 | $165,399+74.3% | $149,745+92.6% | $158,982+81.4% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | 3.56% | 348.34%-344.8pp | 276.72%-273.2pp | 302.99%-299.4pp |
| Employer contribution / active EE | $7,877 | $5,105+54.3% | $4,646+69.6% | $4,763+65.4% |
| Participant deferral / active EE | $12,454 | $7,183+73.4% | $6,843+82.0% | $5,983+108.1% |
| Admin fee / account holder | $49,914 | $10,811+361.7% | $9,312+436.0% | $11,252+343.6% |