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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,774 | $138,114+125.7% | $125,391+148.6% | $134,545+131.7% |
| Participation rate | 94.4% | 84.5%+9.9pp | 82.4%+12.1pp | 81.2%+13.2pp |
| Annual return | -12.94% | 750.88%-763.8pp | 572.41%-585.4pp | 418.37%-431.3pp |
| Employer contribution / active EE | $8,117 | $5,246+54.7% | $4,816+68.5% | $4,742+71.2% |
| Participant deferral / active EE | $14,085 | $7,801+80.6% | $7,448+89.1% | $6,401+120.0% |
| Admin fee / account holder | $29,071 | $11,570+151.3% | $10,009+190.5% | $11,431+154.3% |