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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $337,143 | $157,304+114.3% | $141,197+138.8% | $152,909+120.5% |
| Participation rate | 90.5% | 84.8%+5.7pp | 82.5%+8.0pp | 82.5%+8.0pp |
| Annual return | 5.00% | 64.34%-59.3pp | 71.41%-66.4pp | 345.46%-340.5pp |
| Employer contribution / active EE | $7,568 | $5,263+43.8% | $4,736+59.8% | $4,764+58.9% |
| Participant deferral / active EE | $11,602 | $7,111+63.2% | $6,710+72.9% | $5,851+98.3% |
| Admin fee / account holder | $20,093 | $12,126+65.7% | $10,265+95.7% | $11,601+73.2% |