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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,140 | $162,136+58.0% | $152,301+68.2% | $154,746+65.5% |
| Participation rate | 95.2% | 84.1%+11.1pp | 82.4%+12.8pp | 80.7%+14.5pp |
| Annual return | 10.46% | 91.02%-80.6pp | 80.50%-70.0pp | 172.34%-161.9pp |
| Employer contribution / active EE | $6,735 | $4,890+37.7% | $4,624+45.6% | $4,379+53.8% |
| Participant deferral / active EE | $12,590 | $8,341+50.9% | $8,004+57.3% | $6,730+87.1% |
| Admin fee / account holder | $35,306 | $15,759+124.0% | $14,398+145.2% | $14,365+145.8% |