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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,462 | $148,623+96.8% | $135,974+115.1% | $139,466+109.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.31% | 79.30%-69.0pp | 68.30%-58.0pp | 373.66%-363.4pp |
| Employer contribution / active EE | $7,421 | $5,246+41.4% | $4,859+52.7% | $4,754+56.1% |
| Participant deferral / active EE | $14,478 | $8,103+78.7% | $7,760+86.6% | $6,712+115.7% |
| Admin fee / account holder | $41,200 | $12,406+232.1% | $10,767+282.7% | $11,409+261.1% |