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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,752 | $105,200+336.1% | $159,474+187.7% | $85,847+434.4% |
| Participation rate | 97.0% | 75.8%+21.2pp | 82.8%+14.1pp | 69.3%+27.7pp |
| Annual return | 37.14% | 45.08%-7.9pp | 263.68%-226.5pp | 318.61%-281.5pp |
| Employer contribution / active EE | $11,294 | $3,319+240.3% | $4,831+133.8% | $2,565+340.2% |
| Participant deferral / active EE | $10,042 | $5,946+68.9% | $7,353+36.6% | $3,952+154.1% |
| Admin fee / account holder | $23,559 | $6,934+239.7% | $10,802+118.1% | $6,261+276.3% |