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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $306,375 | $89,370+242.8% | $141,197+117.0% | $72,976+319.8% |
| Participation rate | 96.9% | 75.1%+21.7pp | 82.5%+14.4pp | 69.5%+27.4pp |
| Annual return | 0.19% | 111.88%-111.7pp | 71.41%-71.2pp | 81.02%-80.8pp |
| Employer contribution / active EE | $9,764 | $3,115+213.5% | $4,736+106.2% | $2,440+300.2% |
| Participant deferral / active EE | $7,481 | $5,419+38.1% | $6,710+11.5% | $3,608+107.4% |
| Admin fee / account holder | $3,892 | $5,957-34.7% | $10,265-62.1% | $5,124-24.1% |