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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $446,876 | $82,678+440.5% | $125,391+256.4% | $68,490+552.5% |
| Participation rate | 96.8% | 75.1%+21.7pp | 82.4%+14.4pp | 67.9%+28.9pp |
| Annual return | -8.40% | -5.97%-2.4pp | 572.41%-580.8pp | -7.85%-0.6pp |
| Employer contribution / active EE | $15,380 | $3,382+354.7% | $4,816+219.4% | $2,597+492.3% |
| Participant deferral / active EE | $10,939 | $6,111+79.0% | $7,448+46.9% | $4,028+171.6% |
| Admin fee / account holder | $10,294 | $6,277+64.0% | $10,009+2.9% | $5,403+90.5% |