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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $276,126 | $77,817+254.8% | $123,553+123.5% | $64,173+330.3% |
| Participation rate | 100.0% | 74.7%+25.3pp | 82.3%+17.7pp | 69.6%+30.4pp |
| Annual return | 8.55% | 12.49%-3.9pp | 119.21%-110.7pp | 7.63%+0.9pp |
| Employer contribution / active EE | $6,508 | $3,014+115.9% | $4,628+40.6% | $2,381+173.3% |
| Participant deferral / active EE | $6,860 | $5,240+30.9% | $6,426+6.8% | $3,470+97.7% |
| Admin fee / account holder | $4,189 | $5,519-24.1% | $9,284-54.9% | $4,887-14.3% |