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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $477,748 | $102,429+366.4% | $147,096+224.8% | $80,925+490.4% |
| Participation rate | 97.5% | 75.9%+21.6pp | 82.2%+15.3pp | 67.7%+29.8pp |
| Annual return | 20.80% | 135.02%-114.2pp | 419.75%-398.9pp | 35.65%-14.8pp |
| Employer contribution / active EE | $17,331 | $3,716+366.4% | $4,936+251.1% | $2,756+528.8% |
| Participant deferral / active EE | $11,461 | $6,649+72.4% | $8,071+42.0% | $4,299+166.6% |
| Admin fee / account holder | $14,699 | $7,957+84.7% | $13,005+13.0% | $6,940+111.8% |