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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $346,935 | $98,776+251.2% | $149,745+131.7% | $79,856+334.5% |
| Participation rate | 96.9% | 75.8%+21.1pp | 82.5%+14.4pp | 69.6%+27.2pp |
| Annual return | 10.85% | 27.38%-16.5pp | 276.72%-265.9pp | 31.71%-20.9pp |
| Employer contribution / active EE | $10,685 | $3,217+232.1% | $4,646+130.0% | $2,471+332.4% |
| Participant deferral / active EE | $8,492 | $5,681+49.5% | $6,843+24.1% | $3,741+127.0% |
| Admin fee / account holder | $741 | $6,053-87.8% | $9,312-92.0% | $5,306-86.0% |